Recently, I have had a conversation with a client who had been recieving monthly payment with lump-sum payments every five years. There were no existing medical, payments and the person had been able to return to work and provide for their family without relying solely on the structured settlement. So in essence the structured settlement was free money. What they wanted to do was to sell off a large chunk of their future payments to what equaled approximately 45% of the face value of the payment stream since it was so far out. The rate they were receiving for the […]