Why you may want to consider using an IPA (Independent Professional Advisor) for your structured settlement transfer.   All state transfer statutes require that sellers of structured settlement payments either receive, or knowingly and voluntarily waive Independent Professional Advice. Consequently, it bears explaining why the lawmakers thought it necessary to include this requirement. After all, individuals can sell any other asset of value under the sun without consulting a professional, so why should the sale of structured settlement payments be different? The answer lies is that structured settlement payments are intended to provide an ongoing source of income as compensation […]